At an early age, I developed an interest in financial planning. In the early 1980s, my dad (my #1 personal hero) was (and still is!) a realtor. I would often sit with him at the kitchen table and work through debt-income ratios and mortgage payment calculations for prospective home buyers. (I may have been the only one in my school who had mastered a reverse notation financial calculator.)
Way back then, before having a real job or owning my own car, I realized most people could have benefited from financial planning.
My experience in the financial world is extensive. I’ve served as a Senior Portfolio Manager at Citizens Bank (now Huntington Bank), was promoted to Senior Vice President and Chief Investment Officer, and was then promoted again to Executive Vice President and Director of Wealth Management.
Prior to working at Citizens, I was Vice President and Senior Fixed Income Portfolio Manager at the Northern Trust Company, with responsibility for managing and trading securities of more than $4.5 billion in assets. I also spent six years with the First National Bank of Chicago in trust and investments.
From 2003-2007, I was a faculty member of the American Banker’s Association National Trust School at Northwestern and Emory Universities, where I taught classes on investment management.
I have a B.S. in finance from Central Michigan University and an M.B.A. (with distinction) from DePaul University. I hold the Chartered Financial Analyst® and Certified Financial Planner™ designations, and I have also earned the Certified Investment Management Analyst and Accredited Investment Fiduciary® designations.
I’m a member of the CFA Institute and the CFA Society of Detroit. I am also very active in my community. I sit on the Board of Directors for the Boys and Girls Club of Greater Flint and the Board of Directors and Financial Affairs Committee of Mott Children’s Health Center. I have had past board/committee involvement with the YMCA of Greater Flint, Priority Children, and The Community Foundation of Greater Flint.
I have served on various committees and as a member of the Board of Elders at my church. I also taught Dave Ramsey’s Financial Peace University there for three years.
I am now in the very fortunate position to be doing exactly what I love, working with Brad Fogleman and Steve Schiestel, whom I hold in extremely high regard. I have learned a great deal from both of them. We are all driven to serve others in a kind and compassionate way. Doing so is part of our core values.
When I am not working or reading, I value time with my wife and three kids (teenagers!). We have been blessed to take some incredible vacations and have traveled to six of the seven locations mentioned in the chorus of the song “Kokomo” by the Beach Boys. I also enjoy spending time at my “retreat” up north.
Grand Capital Advisors is a dream come true for me. I look forward to helping many individuals, families, and organizations get on the right track to making their financial goals a reality.
I’m Brad Fogleman, the Director of Client Relationships at Grand Capital Advisors.
I have more than 40 years of experience in the financial services industry. I started my career with Citizens Bank in Flint. I held a variety of executive positions for Citizens and its subsidiaries, including Chief Operating Officer, National Bank of Royal Oak; Executive Vice President, CitiBank & Trust in Jackson, MI; and Director of Corporate Communications, Marketing and Shareholder Relations, Citizens Banking Corporation.
For the past 15 years, I served in leadership positions in the wealth, investment and private bank areas of Citizens Bank, FirstMerit, and Huntington Bank. Most recently, I was responsible for overseeing approximately $2 billion in assets under management for the Flint and Great Lakes Bay offices of Huntington Private Bank.
My wife, Becky, and I have been actively involved in our communities. I served on numerous boards and chaired many committees for several organizations, including the Flint Institute of Music; Flint Cultural Center; Boys and Girls Clubs of Flint and South Oakland County; the Salvation Army, Royal Oak; South Oakland YMCA; Jackson Symphony Orchestra; Jackson Affordable Housing; and many more.
I enjoy spending time with Becky, our children, and our grandchildren. We also care for my 92-year-old father. Becky and I are 20-plus-year members of St. John The Evangelist Catholic Church in Fenton. We are also dedicated to animal rescue, including providing a foster home for several “furry critters.” In my spare time, I enjoy spending time with family and friends at our Houghton Lake cottage, skiing, fishing, golfing, and motorcycle touring.
I’m Steve Schiestel, the Chief Investment Officer of Grand Capital Advisors.
I have 15 years’ experience as a fiduciary advisor. Prior to co-founding Grand Capital, I led the investment practice for the Michigan market at First Merit Private Bank. I was also the Chief Investment Officer at Citizens Bank Wealth Management, managing all aspects of the investment division for a $2.2 billion portfolio. Before being promoted to Chief Investment Officer, I was the Head of Investment Strategy, Director of Financial Planning, and Portfolio Manager at Citizens.
Currently, I’m a finance professor at Michigan State University’s Broad College of Business, where I teach Security Analysis and Corporate Finance along with classes in our Financial Planning and Wealth Management Program.
I received a bachelor’s degree in Business Administration from the University of Michigan-Flint and an M.B.A. from Michigan State University. I am a Chartered Financial Analyst and earned this designation in 2000.
I grew up in mid-Michigan in a “Richie Cunningham traditional” American family. My father worked for General Motors and my mother stayed at home, ran the household, and was the family CEO. I went to a Catholic grade school and public high school before attending university.
I have a special feeling for the plight of underprivileged children. I served for six years on the Board of Directors of the Catholic Charities of Shiawassee and Genesee counties. We provided comprehensive child welfare services for abused and disadvantaged children (food, clothing, and counseling services).
We live in Davison, which is located in mid-Michigan, outside of Flint. My wife, Melissa, and I have been married for 23 years. We have three children—18-year-old twins, Abby and Michael, and a 16-year-old son, Joey. Michael is a freshman at MSU and is majoring in history and statistics while Abby is majoring in nursing and running cross country and track at Elmhurst College outside of Chicago.
We particularly enjoy taking family vacations and have traveled to Boston, New York, California, New Orleans, Hawaii, and many other places in between.
It’s easy to state that we treat students, co-workers, vendors, and clients the way we would like to be treated. This isn’t an empty slogan. It guides my life.