At an early age, I developed an interest in financial planning. In the early 1980s, my dad (my #1 personal hero) was (and still is!) a realtor. I would often sit with him at the kitchen table and work through debt-income ratios and mortgage payment calculations for prospective home buyers. (I may have been the only one in my school who had mastered a reverse notation financial calculator.)
Way back then, before having a real job or owning my own car, I realized most people could have benefited from financial planning.
My experience in the financial world is extensive. I’ve served as a Senior Portfolio Manager at Citizens Bank (now Huntington Bank), was promoted to Senior Vice President and Chief Investment Officer, and was then promoted again to Executive Vice President and Director of Wealth Management.
Prior to working at Citizens, I was Vice President and Senior Fixed Income Portfolio Manager at the Northern Trust Company, with responsibility for managing and trading securities of more than $4.5 billion in assets. I also spent six years with the First National Bank of Chicago in trust and investments.
From 2003-2007, I was a faculty member of the American Banker’s Association National Trust School at Northwestern and Emory Universities, where I taught classes on investment management.
I have a B.S. in finance from Central Michigan University and an M.B.A. with distinction from DePaul University. I hold the Chartered Financial Analyst® and Certified Financial Planner™ designations, and I have also earned the Certified Investment Management Analyst and Accredited Investment Fiduciary® designations.
I’m a member of the Financial Planning Association, CFA Institute and the CFA Society of Detroit. I am also very active in my community. I sit on the Board of Directors for Faith Lutheran Church, the Boys and Girls Club of Greater Flint, and Mott Children’s Health Center. I also serve as broad treasurer for both my church and Mott Children's Health Center. In addition, I have had past board/committee involvement with the YMCA of Greater Flint, Priority Children, and The Community Foundation of Greater Flint. I taught Dave Ramsey’s Financial Peace University at my church for three years.
I am now in the very fortunate position to be doing exactly what I love, working with Brad Fogleman and Steve Schiestel, whom I hold in extremely high regard. I have learned a great deal from both of them. We are all driven to serve others in a kind and compassionate way and doing so is part of our core values.
When I am not working or reading, I value time with my wife and three kids. We have been blessed to have taken some incredible vacations and have traveled to six of the seven locations mentioned in the chorus of the song “Kokomo” by the Beach Boys. I also enjoy spending time at my “retreat” up north.
Grand Capital Advisors is a dream come true for me. I look forward to helping many individuals, families, and organizations get on the right track to making their financial goals a reality.
I joined Grand Capital Advisors after working 20 years in the banking industry. Previously, I worked with Ken, Steve and Brad and jumped at the chance to join the team.
I am a graduate of Cannon Trust School and hold a Certified Trust and Financial Advisor (CTFA) designation. I have done extensive trust and estate work. More recently, I focused on client service and enjoyed helping clients obtain their financial goals.
My husband and I have 2 grown children, a favorite son-in-law, and a spoiled dog named Toby. The kids moved out of the area and we enjoy going to San Diego and Chicago for visits.
When not working or stalking my children, I enjoy reading, gardening and cooking. I have lived in the Genesee County area my entire life, currently live in Grand Blanc and am a member of St. Mark’s Catholic Church in Goodrich.
I am so pleased to be a part of Grand Capital Advisors. We understand how deeply important it is to carefully manage money and plan for the future. It is an honor to be chosen as a trusted advisor for each and every client.
I have more than 40 years of experience in the financial services industry. I started my career with Citizens Bank in Flint. I held a variety of executive positions for Citizens and its subsidiaries, including Chief Operating Officer, National Bank of Royal Oak; Executive Vice President, CitiBank & Trust in Jackson, MI; and Director of Corporate Communications, Marketing and Shareholder Relations, Citizens Banking Corporation.
For the past 15 years, I served in leadership positions in the wealth, investment and private bank areas of Citizens Bank, FirstMerit, and Huntington Bank. Most recently, I was responsible for overseeing approximately $2 billion in assets under management for the Flint and Great Lakes Bay offices of Huntington Private Bank.
My wife, Becky, and I have been actively involved in our communities. I served on numerous boards and chaired many committees for several organizations, including the Flint Institute of Music; Flint Cultural Center; Boys and Girls Clubs of Flint and South Oakland County; the Salvation Army, Royal Oak; South Oakland YMCA; Jackson Symphony Orchestra; Jackson Affordable Housing; and many more.
I enjoy spending time with Becky, our children, and our grandchildren. Becky and I are 20-plus-year members of St. John The Evangelist Catholic Church in Fenton. We are also dedicated to animal rescue, including providing a foster home for several “furry critters.” In my spare time, I enjoy spending time with family and friends at our Houghton Lake cottage, skiing, fishing, golfing, and motorcycle touring.
I have 16 years’ experience as a fiduciary advisor. Prior to co-founding Grand Capital, I led the investment practice for the Michigan market at First Merit Private Bank. I was also the Chief Investment Officer at Citizens Bank Wealth Management, managing all aspects of the investment division for a $2.2 billion portfolio. Before being promoted to Chief Investment Officer, I was the Head of Investment Strategy, Director of Financial Planning, and Portfolio Manager at Citizens.
Currently, I’m a finance professor at Michigan State University’s Broad College of Business, where I teach Security Analysis and Corporate Finance along with classes in our Financial Planning and Wealth Management Program.
I received a bachelor’s degree in Business Administration from the University of Michigan-Flint and an M.B.A. from Michigan State University. I am a Chartered Financial Analyst and earned this designation in 2000.
I grew up in mid-Michigan in a “Richie Cunningham" traditional American family. My father worked for General Motors and my mother stayed at home, ran the household, and was the family CEO. I went to a Catholic grade school and public high school before attending college.
I served for six years on the Board of Directors of the Catholic Charities of Shiawassee and Genesee Counties which provides resources including comprehensive child welfare services for abused and disadvantaged children (food, clothing, and counseling services).
My wife, Melissa, and I have been married for 26 years. We live in Davison, which is located in mid-Michigan, outside of Flint. We have three children—21-year-old twins, Abby and Michael, and an 18-year-old son, Joey. Abby and Michael are both seniors and Joey is a freshman at MSU. Abby is the College of Nursing, Michael is majoring in finance and history with a minor in data science statistics and Joey is pursuing an education degree.
We particularly enjoy taking family vacations and have traveled to Boston, New York, California, New Orleans, Hawaii, and many other places in between.
It’s easy to state that I treat students, co-workers, vendors, and clients the way I would like to be treated. This isn’t an empty slogan. It guides my life.
I journeyed a more nontraditional path to the financial world. After studying engineering in college, I received a bachelor’s degree in Chemical Engineering from the University of Dayton with a minor in Bioengineering. Upon graduation I worked as a Biomedical Engineer for Centurion Medical Products in Williamston, MI, for two years. In my personal time I would read about investments, my interest stemming from my childhood.
Growing up our family of six would focus on saving money any way we could. Clipping coupons, buying “Crispy Rice” cereal instead of “Rice Krispies”, and eating out as few times as possible. In 2008 my Dad (working in the automotive industry) came home from work and explained he had lost his job. I was too young to understand our financial situation, but I remember seeing the stress on my parents faces. I knew then I wanted to have a strong understanding of money later on in life.
My first eye opening experience with an “investment” came with Bitcoin. After convincing myself it was the next big thing, I bought in. It was thrilling waking up each day watching my account rise in value. Of course, I didn’t sell at the peak and when it eventually crashed, I had the unenjoyable experience of my account losing a major portion of its value.
Regardless, I wanted to learn more and how to grow wealth in a sustainable manner. Reading books on traditional investing and retirement it eventually led to a most fortunate conversation with Ken. I could not be more excited to join the GCA team and learn under their guidance. I have passed the “Uniform Investment Adviser Law Exam” (Series 65) and am now pursing my Certified Financial Planner (CFP) designation.
Born in Germany, I am the oldest of four with two brothers and a sister. I enjoy spending time with them as well as playing tennis, hockey, traveling, gaming, reading, and riding jet skis.
Going to a Catholic grade school I learned the importance of treating others with kindness and acting with integrity. I love adding value to other’s lives and seeing how our GCA team does financial planning “the right way.” I’m excited to help others create their financial security.